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SoFi
SoFi is a financial services organization for banking, lending, and investing for consumers, using its online and mobile platform.
Category:
Overview
SoFi is a financial services organization that provides banking, lending, investing, and related products through its platform. The company operates as SoFi Bank, N.A., which offers products such as SoFi Checking and Savings accounts. SoFi also provides access to other financial services including credit cards, student loans, and mortgage-related offerings. According to the company, it supports customer contact through phone or chat and provides a help center for product information. SoFi was founded in 2011 and is associated with Social Finance, LLC as its legal entity. The company also publishes product and account details, including eligibility and terms, through its website and FAQ pages.
San Francisco CA 94105, United States
Key Features
- SoFi Checking and Savings accounts
- Direct Deposit Bonus eligibility for checking and savings members
- Savings and checking APY rates tied to Eligible Direct Deposit
- Mortgage preapproval offering
- Customer support via phone or chat
- Help center for product-specific information
Verified FAQs ⓘ
How can I contact SoFi customer support?
SoFi states that customers can contact support 24/7 by phone or chat for products such as its credit card, bank, invest, student loans, and personal loans.
What is the Direct Deposit Bonus eligibility for SoFi Checking and Savings?
SoFi states that new and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi may be eligible to earn a cash bonus based on Eligible Direct Deposits.
Does SoFi offer mortgage preapproval?
SoFi lists a Mortgage Preapproval page as part of its home loans offerings.
Common Questions ⓘ
What services does SoFi offer?
SoFi offers products including student loan refinancing, personal loans, mortgage loans, private student loans, investing, banking, credit cards, and insurance.
In what situations would someone use SoFi?
Someone may use SoFi for banking such as checking and savings, for borrowing such as personal loans or student loan refinancing, or for home buying steps such as mortgage preapproval.
Getting Started ⓘ
How do people typically get started with SoFi?
People can start by visiting SoFi's website to access product pages and then contacting SoFi support by phone or chat if they need help with applications or account questions.
Where can I learn more about SoFi?
Learn more about SoFi at their official FAQ.
SoFi Social Media
Third-party corroboration: Crunchbase, Trustpilot, Wikipedia
This page is an independent Adoozle directory profile created from, and reviewed against, the official sources above, with selected third-party corroboration where noted.
Key facts and descriptions are extracted from those sources and verified through the evidence summary below.
Last reviewed: June 30, 2026
Evidence: SoFi has the all-in-one financial app to help you save, spend, earn, borrow, and invest your money—and protect what matters.
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Evidence: SoFi Checking and Savings accounts are offered by SoFi Bank, N.A., Member FDIC.
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Evidence: Please call us at 855-456-7634 or chat with an Account Manager at sofi.app.link/e/echat, for more details regarding your application.
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Evidence: Contact SoFi customer service 24/7 by phone or chat with support for SoFi Credit Card, Bank, Invest, Student Loans & Personal Loans.
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Evidence: New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $400 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period).
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Evidence: This Terms of Use Agreement (this “Agreement”) sets forth the terms and conditions that apply to your access and use of the online functions, products, and services made available to you by Social Finance, LLC
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Evidence: SoFi has the all-in-one financial app to help you save, spend, earn, borrow, and invest your money—and protect what matters.
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Evidence: SoFi Reviews | Read Customer Service Reviews of sofi.com
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Evidence: SoFi Checking and Savings accounts are offered by SoFi Bank, N.A., Member FDIC.
Location: BODY
Evidence: please contact us at 855-456-7634 with the details of your Eligible Direct Deposit.
Location: BODY
Evidence: Please give us a call at 855-456-7634, and we'll do everything we can to make this right for you.
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