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SoFi

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Summary:

SoFi is a financial services organization for banking, lending, and investing for consumers, using its online and mobile platform.


Category:






 


Overview

SoFi is a financial services organization that provides banking, lending, investing, and related products through its platform. The company operates as SoFi Bank, N.A., which offers products such as SoFi Checking and Savings accounts. SoFi also provides access to other financial services including credit cards, student loans, and mortgage-related offerings. According to the company, it supports customer contact through phone or chat and provides a help center for product information. SoFi was founded in 2011 and is associated with Social Finance, LLC as its legal entity. The company also publishes product and account details, including eligibility and terms, through its website and FAQ pages.



Quick Facts
Name: SoFi
Address: 234 1st Street
San Francisco CA 94105, United States
Website: sofi.com
Operator: Social Finance, LLC
Founded: 2011
Trustpilot:  4.2/5.0 (12137 reviews)
External:  Crunchbase  |  Trustpilot  |  Wikipedia
Phone: 855-456-7634
Policies:  Privacy  | Terms


 


Key Features


  • SoFi Checking and Savings accounts
  • Direct Deposit Bonus eligibility for checking and savings members
  • Savings and checking APY rates tied to Eligible Direct Deposit


  • Mortgage preapproval offering
  • Customer support via phone or chat
  • Help center for product-specific information



 


Verified FAQs


How can I contact SoFi customer support?

SoFi states that customers can contact support 24/7 by phone or chat for products such as its credit card, bank, invest, student loans, and personal loans.


What is the Direct Deposit Bonus eligibility for SoFi Checking and Savings?

SoFi states that new and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi may be eligible to earn a cash bonus based on Eligible Direct Deposits.


Does SoFi offer mortgage preapproval?

SoFi lists a Mortgage Preapproval page as part of its home loans offerings.


 


Common Questions


What services does SoFi offer?

SoFi offers products including student loan refinancing, personal loans, mortgage loans, private student loans, investing, banking, credit cards, and insurance.


In what situations would someone use SoFi?

Someone may use SoFi for banking such as checking and savings, for borrowing such as personal loans or student loan refinancing, or for home buying steps such as mortgage preapproval.


 


Getting Started


How do people typically get started with SoFi?

People can start by visiting SoFi's website to access product pages and then contacting SoFi support by phone or chat if they need help with applications or account questions.


Where can I learn more about SoFi?

Learn more about SoFi at their official FAQ.



 


SoFi Social Media


            




 


Official reviewed sources:  HomeAboutFAQContactTermsPrivacy
Third-party corroboration:  CrunchbaseTrustpilotWikipedia
This page is an independent Adoozle directory profile created from, and reviewed against, the official sources above, with selected third-party corroboration where noted.
Key facts and descriptions are extracted from those sources and verified through the evidence summary below.
Last reviewed: June 30, 2026